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	<title>Comments for Bear Beats</title>
	<link>http://bearsunderland.com</link>
	<description>Spewing Randomness</description>
	<pubDate>Sun, 05 Feb 2012 19:15:06 +0000</pubDate>
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		<title>Comment on I hate admitting that I&#8217;m wrong. by Amelia</title>
		<link>http://bearsunderland.com/2009-05-21/i-hate-admitting-that-im-wrong#comment-918</link>
		<author>Amelia</author>
		<pubDate>Thu, 21 May 2009 21:54:44 +0000</pubDate>
		<guid>http://bearsunderland.com/2009-05-21/i-hate-admitting-that-im-wrong#comment-918</guid>
		<description>You're not always wrong.  Just...regularly. ;)</description>
		<content:encoded><![CDATA[<p>You&#8217;re not always wrong.  Just&#8230;regularly. <img src='http://bearsunderland.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /></p>
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		<title>Comment on Socialized medicine buys guns for crazy old people by Amelia</title>
		<link>http://bearsunderland.com/2008-12-04/socialized-medicine-buys-guns-for-crazy-old-people#comment-230</link>
		<author>Amelia</author>
		<pubDate>Fri, 05 Dec 2008 00:13:43 +0000</pubDate>
		<guid>http://bearsunderland.com/2008-12-04/socialized-medicine-buys-guns-for-crazy-old-people#comment-230</guid>
		<description>And this is for all of those libertarian-except-I-like-SOME-things-the-government-funds-when-they're-services-I-use (like the bus!) dudes:  

Might maybe possibly sometime in the future pay for handguns.  Not right now.  Not in the forseeable future.  You don't need to worry.

Medicare = healthcare for people ages 65 and older.  No matter how hard they worked for their retirement, what happens when they retire and lose their health insurance?  You and I don't qualify for private health insurance; why would they?  And could they afford it?  We couldn't.

You have no reason to believe that a bunch of ill retirees are trying to steal your tax money.</description>
		<content:encoded><![CDATA[<p>And this is for all of those libertarian-except-I-like-SOME-things-the-government-funds-when-they&#8217;re-services-I-use (like the bus!) dudes:  </p>
<p>Might maybe possibly sometime in the future pay for handguns.  Not right now.  Not in the forseeable future.  You don&#8217;t need to worry.</p>
<p>Medicare = healthcare for people ages 65 and older.  No matter how hard they worked for their retirement, what happens when they retire and lose their health insurance?  You and I don&#8217;t qualify for private health insurance; why would they?  And could they afford it?  We couldn&#8217;t.</p>
<p>You have no reason to believe that a bunch of ill retirees are trying to steal your tax money.</p>
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		<title>Comment on There is no recession! by Amelia</title>
		<link>http://bearsunderland.com/2008-10-15/there-is-no-recession#comment-54</link>
		<author>Amelia</author>
		<pubDate>Thu, 16 Oct 2008 00:04:21 +0000</pubDate>
		<guid>http://bearsunderland.com/2008-10-15/there-is-no-recession#comment-54</guid>
		<description>You might like this:  http://foolmonkey.livejournal.com/130331.html</description>
		<content:encoded><![CDATA[<p>You might like this:  <a href="http://foolmonkey.livejournal.com/130331.html" rel="nofollow">http://foolmonkey.livejournal.com/130331.html</a></p>
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		<title>Comment on Why gold is a bad investment. by Bear</title>
		<link>http://bearsunderland.com/2007-06-30/why-gold-is-a-bad-investment#comment-48</link>
		<author>Bear</author>
		<pubDate>Tue, 30 Sep 2008 03:19:47 +0000</pubDate>
		<guid>http://bearsunderland.com/2007-06-30/why-gold-is-a-bad-investment#comment-48</guid>
		<description>Yes, this is true. This is why I don't invest in stocks. I invest in mutual funds. With a mutual fund, I'm paying someone to buy and sell stocks for me so I don't have to lose any sleep if one company sinks. Since a mutual fund has several stocks within it, it is unlikely that there would be a significant change since the risk is distributed among different stocks. Honestly, gold is not really an investment, it is more in line with speculation, and that's not something I'd do with the stock market. I'll stick with my mutual funds.</description>
		<content:encoded><![CDATA[<p>Yes, this is true. This is why I don&#8217;t invest in stocks. I invest in mutual funds. With a mutual fund, I&#8217;m paying someone to buy and sell stocks for me so I don&#8217;t have to lose any sleep if one company sinks. Since a mutual fund has several stocks within it, it is unlikely that there would be a significant change since the risk is distributed among different stocks. Honestly, gold is not really an investment, it is more in line with speculation, and that&#8217;s not something I&#8217;d do with the stock market. I&#8217;ll stick with my mutual funds.</p>
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		<title>Comment on Why gold is a bad investment. by Chris</title>
		<link>http://bearsunderland.com/2007-06-30/why-gold-is-a-bad-investment#comment-47</link>
		<author>Chris</author>
		<pubDate>Tue, 30 Sep 2008 02:56:54 +0000</pubDate>
		<guid>http://bearsunderland.com/2007-06-30/why-gold-is-a-bad-investment#comment-47</guid>
		<description>How many companies from 1801 are still in business though?  That's the problem I have with stocks....  The companies, or their stock, could disappear overnight.  Gold, or other commodities, are tangible and will still exist in 10 or 100 years.</description>
		<content:encoded><![CDATA[<p>How many companies from 1801 are still in business though?  That&#8217;s the problem I have with stocks&#8230;.  The companies, or their stock, could disappear overnight.  Gold, or other commodities, are tangible and will still exist in 10 or 100 years.</p>
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		<title>Comment on Why gold is a bad investment. by Bear</title>
		<link>http://bearsunderland.com/2007-06-30/why-gold-is-a-bad-investment#comment-33</link>
		<author>Bear</author>
		<pubDate>Sat, 12 Jul 2008 15:19:12 +0000</pubDate>
		<guid>http://bearsunderland.com/2007-06-30/why-gold-is-a-bad-investment#comment-33</guid>
		<description>Sure thing! But only in good growth-stock mutual funds with at least a good 10 year track record. Time is the reason you invest, if you're not willing to wait on it, it's not worth investing. The stock market has averaged 12% growth per year for the last 70+ years and 97% of mutual funds make money over a 5 year period. That's not to say that it grows 12% each year, but that it might be down one year, up another, and up even more the next and since you're investing for the long haul you end up winning.

Here's something else that's interesting:
"In the book, Stocks for the Long Run, Jeremy Segall has a graph that shows what would have happened to a single dollar invested in gold, bonds and stocks since 1801.

    One dollar invested in bonds in 1801 would yield $13,975 today.
    One dollar invested in stocks in 1801 would be worth $8.8 million today.
    One dollar invested in gold in 1801 would be worth $14 today."</description>
		<content:encoded><![CDATA[<p>Sure thing! But only in good growth-stock mutual funds with at least a good 10 year track record. Time is the reason you invest, if you&#8217;re not willing to wait on it, it&#8217;s not worth investing. The stock market has averaged 12% growth per year for the last 70+ years and 97% of mutual funds make money over a 5 year period. That&#8217;s not to say that it grows 12% each year, but that it might be down one year, up another, and up even more the next and since you&#8217;re investing for the long haul you end up winning.</p>
<p>Here&#8217;s something else that&#8217;s interesting:<br />
&#8220;In the book, Stocks for the Long Run, Jeremy Segall has a graph that shows what would have happened to a single dollar invested in gold, bonds and stocks since 1801.</p>
<p>    One dollar invested in bonds in 1801 would yield $13,975 today.<br />
    One dollar invested in stocks in 1801 would be worth $8.8 million today.<br />
    One dollar invested in gold in 1801 would be worth $14 today.&#8221;</p>
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		<title>Comment on Why gold is a bad investment. by Karl</title>
		<link>http://bearsunderland.com/2007-06-30/why-gold-is-a-bad-investment#comment-32</link>
		<author>Karl</author>
		<pubDate>Sat, 12 Jul 2008 04:14:54 +0000</pubDate>
		<guid>http://bearsunderland.com/2007-06-30/why-gold-is-a-bad-investment#comment-32</guid>
		<description>You put your money in the stock market instead?     See www.coininfo.com</description>
		<content:encoded><![CDATA[<p>You put your money in the stock market instead?     See <a href="http://www.coininfo.com" rel="nofollow">www.coininfo.com</a></p>
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		<title>Comment on Los idiomas que querría aprender. (Languages I&#8217;d Like to learn.) by Amelia</title>
		<link>http://bearsunderland.com/2008-04-19/los-idiomas-que-querria-aprender-languages-id-like-to-learn#comment-19</link>
		<author>Amelia</author>
		<pubDate>Mon, 21 Apr 2008 17:22:28 +0000</pubDate>
		<guid>http://bearsunderland.com/2008-04-19/los-idiomas-que-querria-aprender-languages-id-like-to-learn#comment-19</guid>
		<description>Well on your way to being WHAT?  I think you chopped off the ending of your post. :)</description>
		<content:encoded><![CDATA[<p>Well on your way to being WHAT?  I think you chopped off the ending of your post. <img src='http://bearsunderland.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /></p>
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		<title>Comment on NCSoft&#8217;s &#8220;Wonderful&#8221; customer support by Amelia</title>
		<link>http://bearsunderland.com/2008-01-04/ncsofts-wonderful-customer-support#comment-16</link>
		<author>Amelia</author>
		<pubDate>Wed, 26 Mar 2008 03:27:03 +0000</pubDate>
		<guid>http://bearsunderland.com/2008-01-04/ncsofts-wonderful-customer-support#comment-16</guid>
		<description>No entries in almost three months? :(</description>
		<content:encoded><![CDATA[<p>No entries in almost three months? <img src='http://bearsunderland.com/wp-includes/images/smilies/icon_sad.gif' alt=':(' class='wp-smiley' /></p>
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		<title>Comment on Growing stupidity. by Bear</title>
		<link>http://bearsunderland.com/2007-06-17/growing-stupidity#comment-4</link>
		<author>Bear</author>
		<pubDate>Mon, 18 Jun 2007 02:21:51 +0000</pubDate>
		<guid>http://bearsunderland.com/2007-06-17/growing-stupidity#comment-4</guid>
		<description>Yeah, it's meant to say "your performance," and that's the problem with it. The point was to acknowledge the idiocy of the usage of "you're" when it should have been "your."</description>
		<content:encoded><![CDATA[<p>Yeah, it&#8217;s meant to say &#8220;your performance,&#8221; and that&#8217;s the problem with it. The point was to acknowledge the idiocy of the usage of &#8220;you&#8217;re&#8221; when it should have been &#8220;your.&#8221;</p>
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